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Le scoring bancaire c’est quoi ? À quoi cela sert ? Comment l’augmenter ?

Le scoring bancaire c’est quoi ? À quoi cela sert ? Comment l’augmenter ?

Savez-vous comment augmenter vos chances d’obtenir votre prêt. Si demain on vous donne la possibilité d’avoir les cartes pour maximiser votre possibilité d’avoir votre financement. Qui dit prêt dit risque pour la banque, elle va donc évaluer le risque de défaut de paiement au travers de plusieurs critères qui vont l’aider à prendre la décision,…

Remboursement anticipé bonne ou mauvaise idée ?

Remboursement anticipé bonne ou mauvaise idée ?

Vous avez de l’épargne disponible, le rendement n’étant pas exceptionnel (rappelons qu’actuellement le livret A rapporte 0,50%), vous réfléchissez sérieusement à rembourser votre prêt. Voyons dans cet article pourquoi il est judicieux ou non de rembourser par anticipation son prêt (entièrement ou partiellement). La première chose, sera de vérifier que lors du montage de votre…

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